Life insurance can be important, especially for parents of young children. Unfortunately, the current system of agents and brokers can make what should be a straightforward process complex, time-consuming, and expensive. As parents ourselves, we understand the need for something better. Fabric believes that every family deserves a secure financial future. It is committed to bringing financial products for new parents into the modern age, with an experience that is simple, affordable, and beautiful. We offer three financial tools that we think young families need in order to help secure their future. Fabric Wills: A last will and testament allows you to designate guardians for your kids and share your final wishes with your family. It takes about five minutes and is free. We'll even help you make it legally binding. Fabric Premium: Help ensure your family is covered. Our term life insurance policies are issued by Vantis Life, a Penn Mutual company (Est 1847). It can take as little as 10 minutes and in some cases we can offer you coverage on the spot! If not, we'll assist you with next steps, like scheduling a health exam. Plus, you'll have the option to customize your policy before it's purchased. Fabric Vault: Vault helps you organize your family's finances. You and your spouse have a lot of important accounts to remember. Log them all securely in your free Fabric Vault, and you'll never risk losing access to crucial information. We use 256-bit encryption, and never share your details with unaffiliated third parties for marketing purposes. Plus, it's your information, which means you can share it with anyone you want. Key points regarding Fabric Premium: Up to $1,000,000 in no-exam coverage (for those who qualify). We now offer 10-, 15- and 20-year terms You could be approved immediately—literally in less than a minute after applying. We built a feature so you can share your term life insurance policy details with your beneficiary directly. No pushy sales calls. BBB accredited with a grade of A+ Rated A+ by A.M. Best As a company, we have almost 1,300 reviews on TrustPilot, 97% of which are four and five stars.